People kill me saying college students shouldn’t get credit cards. Maybe they shouldn’t. But college is as good a time as any to learn how to manage life. The picture above is a screenshot of mine per Discover showing me where I rank. I’m also a third year college student. This is proof that you can do it. You can build a healthy credit score in only two years! ***I am not a financial expert nor advisor. By reading this you agree with the policy as listed in my disclaimer.