Free Entry Win $100 for “Best Piece” in Poetry or Prose

I want to do something special for National Poetry Month. So for April ONLY can one winner get the $100 cash. It can be Spoken Word, an Original Rap. Just make sure its authentic, and thought-provoking. I want to be SHOOK when I read it. I love poetry, always will, always have. If you want to see what type of work piques my interest, check out Athena’s Poetry to see a few examples of some the professionals, and a few of my personal favorites. Get the word out!!  Shareable PDF for Future/Current College Students Put your writing out there, even if you want to be featured anonymously that’s fine too. Goodbye for now,   Doorress

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Turbotax vs H&R Block and How I found an Extra 1,000

H&R Block Since I’ve been working, I filed with the tax experts H&R block.  Starting out, I was more worried about having an office to walk into at any given time, and get my business handled if need be… They are wonderful with answering my questions, and very thorough in business dealings. Good thing I did. Ironically, my very first time filing my taxes I was audited. The IRS cleared me, but I didn’t receive my refund until June. I am in no way a tax expert. By reading this you acknowledge that I am only sharing my experience and am in no way attempting to advise you. Nor am I guaranteeing that you will see similar results, even in a similar situation. Your results are your own. For my particular situation, when filing my W-4 I always claimed 0 because I’m single, have no children and wanted to be sure I received my full refund to spend when income tax time came. During College I always worked 2 jobs and I’d be sure to file those reports, also my 1098-T detailing my qualified expenses for college. Major Pros of H&R Block They have you covered for several years if you’re audited by the IRS (If they filed your taxes and the IRS says there is a problem, ‘The Block’ will move into action) Professional Expertise Guaranteed (Bring a notepad to remember questions you may have)  Brick and mortar business you can walk into at any given time if need be Major Cons of H&R Block High price tag to file ‘federal’ and ‘state’ (Yes you pay to file them separately; at H&R Block I pay no less than $100) Not too many that I can list, other than what I’ve paid. This is where TurboTax it gets interesting… I…

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College 101: Advice on Best Birth-Control for Busy Lives

Spot on app is best for college women

…Maybe you’re here from my post about how I get my free birth-control. Also info on Free BC RX, Annual Check-ups etc Track fertility, period symptoms, mood changes Tips on preventing pregnancy Get all your sex-related questions answered by the professionals Scroll down if you want info about: Nuvaring, Spot on, Plan B, Other methods of birth-control. By reading this you acknowledge that I, Doorress, am not a women’s healthcare professional, provider, nor adviser. Also, that all decisions should be made with the consultation of your (an) actual certified health care provider, which I and this blog are not Let’s Get it On I have tried all types of BC pills. I hated that they made my stomach ache severely; and I knew both from experience, astute observation, and finally OBGYN-confirmation that certain BC like the pill, or the shot DOES lead to an increase in weight gain, ranging from 5 lbs-20lbs + Also, long-term usage of some of BC can lead to issues with fertility. I did not want a contraceptive that would take too long to leave my system. After talking to my gynecologist, she and I decided that Nuvaring would be best for me. Next, I went to my local Planned Parenthood office, did the paperwork, they handled the rest, and the $185 bill every month 😉 Real PROS and CONS to Nuvaring The following list details some of the Health Benefits of Nuvaring, as listed by Planned Parenthood, per their website: Nuvaring may help prevent: acne bone thinning cysts in the breasts and ovaries ectopic pregnancy endometrial and ovarian cancers serious infections in the ovaries, Fallopian tubes, and uterus iron deficiency (anemia) PMS (premenstrual syndrome) What I love most about Nuvaring I can pop it in, and I don’t have to think about it until I’m…

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How I Received Free Birth-Control in College

Best thing to know about birth control before you go to college is that 9 out of 10, you will need it. I’m going to tell you how I got free birth-control methods, and how I found the right one FOR ME. Search for one here. Understand that I am not a healthcare professional nor adviser. Please seek a licensed gynecologist or certified women’s healthcare provider professional help in deciding which birth-control is right for your personal needs. I Will Also Cover How to avoid accidental pregnancies, why I chose my BC, and how to avoid rupturing condoms…in a way you may not have thought plausible. How to stay on track of ANY Birth Control How to avoid pregnancy while still having great sex How you can keep track of an irregular period Be safe ladies; we only get one vagina. Trial and Error I was a virgin in college and I did my research; so when I was ready I would be READY. When that time came I decided to be on birth control for at least a month before I had sex. Word to the Wise: I recommend using a condom in addition to another form of BC, but to each her own. While Using Birth Control Pills Initially, I hated remembering to take one everyday, and while on the pill you cannot take medicine with antibiotics in it. Whereas, Nuvaring is absorbed differently, and it’s not affected by antibiotics. I hated the pills because they made me nauseous, no matter how much I ate or drank when consuming them. Also, the weight gain was gradual; it stuck for awhile… I had to let the pills go. Upon choosing a different BC I eliminated all options I wasn’t conformable with. I refuse to allow anything to be permanently inserted…

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Athena’s Purse on Pinterest

  Pinterest = Google with pictures…What’s not to like? Even though I have a lot of my own ideas on: blogging, saving money, and eating great for cheap. Athena’s Purse has A WHOLE LOT of other’s brains put together. I decided to combine my personal Pinterest with Athena’s Purse to let you see what all I’m interested in, and that I’m a real person. Feel free to comment down below if you want more info on some of the topics in my Pinterest board. Look, before college I thought Pinterest was only for moms, and DIY-Crazy hobbyists. I was dead wrong. I found all kinds of tips, tricks, and life hacks. In college to present day I go to pinterest more than Google, Netflix, and Pandora combined. Pinterest is bae; no bullshit. Tell me what you want to see next!! What do you want to learn more about? Comment down below.   Join and see. It’s Google with pictures…what’s not to like 😉 Enjoy loves, Doorress

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Credit 101: APR vs Interest Rates in Loans

**I am not a financial adviser, nor by following these rules can I guarantee that will you see the same results, even if your situation is similar. Seek professional advice before making any final decisions. No information/ advice in this post is sponsored** What is Credit? We hear all references to terms like: interest rate, APR, and of  course DEBT…  We know that a credit score is important, but how do you get credit when you have none? Especially since bad credit is worse than not having any credit at all.. don’t worry I will explain 🙂 What is a Bad Credit Score? Credit, and or, a credit score helps lenders decide whether to approve you for a loan. Your credit score is a three digit number that is calculated from several different sources. If yours is 0 – 500..you need some milk. I have a post on how to help here. Word to the Wise: Shoot for credit score of 740, that will open just as many doors as a perfect score: which is 850. Real Life Example for why High Credit Scores Matter You don’t have thousands in cash, nor good credit, but you need a car. When you go to a car dealership you will probably need to take out a loan. (I will explain further in the post how to get the best rates.) The car you want costs 10,000, but let’s say you have no credit, which means no credit score either. You plan to make monthly payments, BUT the dealer has no idea whether you’ll be able to afford to pay on time. ( You want your notes to be around $270 or less; with good credit 700= they could be). Your credit score would have given them an indication of how well you are…

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Money 101: Best Ways to Build Great Credit without Credit Cards

I built my credit to 780 in two years. See how and what I did to grow

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5 of the Best Ways to Save Money in College

5 Cool Ways to Save Cash in College At University, money can become more scarce than you think. But I’m here to help you save 🙂 Curb the Cost of College 1 DON’T EAT OUT TOO MUCH! Trust me, leaning on a meal plan or cooking at home, will save you TONS!! Personally, I LOST over +20 lbs due to stress and walking 🙄 A high metabolism is great, but not for saving money. I can show you how to be lean, while your wallet stays fat 🙂 I’ll post some cheap $10 recipes to help you out. 2 Discounts by the Pound Use. Student. Discounts. Don’t be shy. I know we all love shopping. Well there are discounts galore!!! You just gotta know where to look To check them all at one time: retailmenot.com notifies you of the deals in your area as soon as you arrive! Word to the Wise: Don’t pay for music college students www.spotify.com and www.hulu.com are offering a two for one $5 deal for us college students 🙂 Paying an account in your name is a good way to build credit. Number 3 We ladies can save money by doing our own hair. Shocking I know, but if I can learn to do mine (with it’s 2 different textures) You will survive. Get protective styles or check out my review on My $500 Wig and How it Saves Money Guys, there isn’t any excuse for you either. When I had an undercut, I picked up some Wahls clippers and got to clipping. Look up great protective styles to help curb the cost. Number 4. WAIT TO BUY BOOKS!!! Look, lurk, peep, and search for those discounts honey!! My absolute go to is www.chegg.com It saves you TONS and when you rent/buy books your box…

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